Every agent gets a territory.
Iron Pin Realty is the cloud brokerage being built on one asset: a verified map of who holds which metro. When an agent joins Iron Pin Realty, their territory is theirs — every qualifying realtor and licensed agent. Who can join: licensed brokers, agents with 50+ closed deals, or 20+ closed deals with a TC. No offices, no percentage splits, the house takes a toll, not a cut.
📲 Install this app
iPhone: open this link in Safari → Share → Add to Home Screen. Android: open in Chrome → ⋮ menu → Install app. One build, both phones — no app-store fees, no review queue. Works offline after the first load.
Where we are — the phases
Era 1 · FREE (now): the Hub builds the map. Era 2 · PAID: the Territory Desk — proven holders pay for control. Era 3 · BROKERAGE: Iron Pin Realty, the cloud brokerage for every qualifying realtor and licensed agent, territories written into the agreement. Each era starts when the previous one is proven, not on a date. First milestone: 10 metros with a territory agent + 5,000 members.
🛡️ Built different — on purpose
Agents leaving other cloud brokerages name the same problems again and again: platforms that are slow or hard to learn, help that depends on who recruited you, fees that keep going after the cap, and training that is a pile of videos with no practice. This app was built the other way:
• One app, no log-in, no setup project. It opens, it works offline after the first load, and there is nothing to configure before you can use it.
• No sponsor lottery. The broker behind the desk is named — Steven Mock — and every support lane on the Ask the Broker page promises an answer within one business day, in writing.
• Training with proof. Short lessons, a quiz and flashcards in every chapter, a hands-on LAB you post evidence for, and a Final Exam — not just a video library.
• You pick your metro. Your territory is the metro you choose when you join — it is not guessed from where your past closings happened to land.
• Money in plain words. Era 1 is free and nothing is priced today. The only percentage printed in this app is the 25% broker-to-broker referral fee. If a number has not been settled, we do not print it.
Agent Tools
Platinum's tool bench, Iron Pin Realty's build. Every card on this bench is live — tools, links, and downloads that work today.
🧮 Working tools
💰 Referral Split Calculator
Run the money on a referral before you send it — both sides of the deal, the way this program counts it. Type your numbers; the split updates as you go. Your last numbers stay on this phone, ready when you come back.
One side's commission, split at the referral fee — before your brokerage split.
🏠 Seller Net-Sheet Estimator
What your seller walks away with, before you ever sit down at the listing table. Type your numbers; the sheet updates as you go. Your last numbers stay on this phone, ready when you come back.
A planning estimate, not a settlement statement — the final numbers come from the title company's closing disclosure.
📋 Forms Portal (fallback)
The everyday forms live in this app's Forms Library. The external Forms Portal (your existing forms login) stays available as a fallback for special items: Open the Forms Portal →
🏛️ Brokerage Info
Iron Pin Realty · Founder: Steven Mock · Home market: Kansas City (permanent house territory). Model: cloud-based, for every qualifying realtor and licensed agent (who can join: licensed brokers, agents with 50+ closed deals, or agents with 20+ closed deals with a TC), one exclusive territory per holder, flat fee + flat per-side toll (never a percentage split), two-level network override from the house share. The brokerage works text-and-email-only — no phone calls. Currently in Era 1 — the free Hub era that builds the verified map. Full legal/brokerage details arrive in Era 3.
Live summary🖼️ Logos
The marks are live in the Brand Kit — the IP mark and the wordmark, ready to download.
Live🌅 Branded Facebook Covers
The Iron Pin Realty agent cover, sized for Facebook (1640 × 924). Download it and set it as your profile or page cover — one brand, everywhere.
Download the Iron Pin Realty agent cover
Live📈 Marketing
Train in the Academy's Marketing trade now — the full chapter is live; the asset library grows from sessions.
Live chapter🤝 Refer Agents
Sending a referral IS the Referral Desk — the territory agent is surfaced first, gets a 3-day window, and every referral that flows gets a proof post.
Live🏥 Agent Healthcare
Straight answer: there is no brokerage health plan in Era 1 — like most independent agents, you buy individual coverage on the federal marketplace. Group coverage is a brokerage-era build; when it exists, this card becomes the plan page.
Shop individual coverage at HealthCare.gov →
Live link🗂️ Admin Forms
The everyday admin staples, pulled straight from the library — tap to open the PDF:
- Listing and Sales Checklist Open PDF →
- Closing Instructions — Iron Pin Realty Open PDF →
- Change Form — Revision of Listing Agreement / Buyer Agency Agreement Open PDF →
- Cancellation and Mutual Release Agreement Open PDF →
- Co-Op Commission Agreement Open PDF →
- Earnest Money and Purchase Agreement Receipt by Designated Escrow Agent Open PDF →
All 106 forms — every contract, addendum, and disclosure — live in Forms & Paperwork.
Live⭐ Preferred Vendors
The bench, by trade: Lender · Appraiser · Inspector · Title. One name we stand behind today:
🏦 Lending — Aaron C. McKeon, Generations Home Loans. The lender to call first on an Iron Pin Realty file.
The rest of the bench is being vetted now through the Hub's Vendor Voices program — every vendor partner clears a get-to-know-you call before earning a slot, and this card fills as they clear. Education only, zero pitching: that's the rule for every name on it.
Live📄 Paperless Pipeline
Live now: fill the form in the portal, check your role list, then upload finished paperwork to the cloud folder (Listings / Under Contract / Closings) — uploads-only, all from the Forms & Paperwork view.
Live🖨️ Printing & Design
Design it in Canva, print it anywhere. Start from the Brand Kit files — sign, rider, logos — and build in the brand colors: Navy #0a1f44 · White · Gold #d4af37. Flyers, cards, door hangers, social posts — if it carries the mark, it carries those colors.
Live🔗 Dotloop
Your transaction files live in Dotloop — loops, tasks, and documents on every deal. Log in with your Dotloop account; this app never stores or asks for your password.
Live link✍️ DocuSign
E-signatures for the signer who's out of the area — send the contract, get it back signed. No printing, no driving, no chasing paper.
Live link🪧 Yard Signs & Riders
The territory-branded yard sign (24″ × 18″) and rider (24″ × 6″) files are live in the Brand Kit — hand them to your sign shop as-is.
Live💳 Business Cards
Card = Ticket: only registered agents get a card in the Business Cards guide — it lives in the Hub group's Guides.
📦 Marketing Materials
Start here — the stack that exists today:
- 🎨 Brand Kit — the logos, yard sign, and rider files, ready to download.
- 📈 The Academy — MKT 101 — the Marketing chapter: one listing, fourteen posts.
- 👥 The Hub — the templates members are actually using, in the group, in use now.
🏠 Virtual Tours
3D tours for listings — Matterport is the standard. Buyers walk the home online before they ever book a showing, and out-of-area buyers tour from anywhere.
Live link📋 Forms & Paperwork
Your forms bench — pick your state. Its main docs, its upload door, and its full list live on one clean page.
📚 Forms Library
Pick your state — the short lists up top, the full library in the fold.
🔎 Find a form — Missouri
Type a word or two — this state's forms filter themselves as you type.
🏠 New Listing — you're the seller's agent 📁 Listings folder
The listing file, in the order it happens. Signed paperwork goes up within 48 hours of its signature, named with the property address.
- 1
📝 Sellers Estimated Proceeds Worksheet Open PDF →
Run the numbers at the listing appointment, before anything is signed. Alternate version on this step: Sellers Estimated Proceeds Worksheet - *NO MATH.
- 2
📝 Exclusive Right to Sell Contract - Iron Pin Realty Open PDF →✍️ Fill-in wizard
The listing agreement itself.
Turns in as: Listing agreement (signed)
- 3
📝 Missouri Broker Disclosure Form Open PDF →
Signed at the start, before or with the listing agreement.
Turns in as: Agency disclosure
- 4
📝 Affiliated Business Disclosure - Seller - Iron Pin Realty Open PDF →
Signed with the listing packet.
- 5
📝 Sellers Disclosure Addendum - with Client Fill Open PDF →
The seller fills this out — allow them days, not minutes.
Turns in as: Seller's disclosure (signed)
- 6
📝 Lead Based Paint Disclosure Addendum Open PDF →Pre-1978 homes only
Only when the home was built before 1978.
Turns in as: Lead-based paint disclosure (pre-1978 homes only)
- 7
📝 Cyber Protection Notice - Seller - Iron Pin Realty Open PDF →
Signed with the packet; matters most when payout instructions get sent near closing.
- 8
📥 HOA documents (if any)Collect
Collect from the seller or the HOA — no app form exists for this one.
Turns in as: HOA documents (if any)
- 9
📝 Listing Contract Amendment NAR Settlement Open PDF →If terms change
Only if the listing terms change after signing — price, dates, or terms.
- 10
✍️ Send for signature, then upload
Get the packet signed, then upload it to the Listings folder in the submissions folder — within 48 hours of signature, file named with the property address.
Open DocuSign → Log in to Dotloop → Upload the signed packet →
🔑 Buyer Deal — you're the buyer's agent 📁 Under Contract folder
The buyer file, in the order it happens. Upload each stage as it signs — don't hold the packet for closing.
- 1
📝 Exclusive Buyer Agency Contract - Iron Pin Realty Open PDF →✍️ Fill-in wizard
Signed before touring, and always before an offer.
Turns in as: Buyer agency contract (signed)
- 2
📝 Missouri Broker Disclosure Form Open PDF →
Signed at the start, with the agency contract.
- 3
📝 Affiliated Business Disclosure - Buyer - Iron Pin Realty Open PDF →
Signed with the agency packet.
- 4
📝 Cyber Protection Notice - Buyer - Iron Pin Realty Open PDF →
The wire-fraud warning — it only works if the buyer reads it before money moves.
- 5
📝 Buyers Estimated Expense Worksheet Open PDF →
The buyer's cash-to-close numbers, before the offer. Alternate version on this step: Buyers Estimated Expense Worksheet — NO MATH.
- 6
📥 Pre-approval letter (or proof of funds for cash)Collect
Collect from the lender or the buyer — no app form exists for this one.
Turns in as: Pre-approval letter (or proof of funds for cash)
- 7
📝 Real Estate Contract – Residential Open PDF →
The purchase contract itself. Alternate version on this step: Real Estate Contract – Residential NO MATH Calculation.
Turns in as: Signed contract + every addendum
- 8
📝 Counter Offer Addendum Open PDF →If there's a counter
Only if the other side counters.
Turns in as: Signed contract + every addendum
- 9
📝 Escalation Addendum - Iron Pin Realty Open PDF →Multiple offers
Only in a multiple-offer fight.
Turns in as: Signed contract + every addendum
- 10
📝 FHA Amendatory Clause Disclosure Open PDF →FHA loans only
FHA loans only.
Turns in as: Signed contract + every addendum
- 11
📝 Earnest Money and Purchase Agreement Receipt by Designated Escrow Agent Open PDF →
The receipt once the earnest money is deposited.
Turns in as: Earnest money proof
- 12
📝 Inspection Notice Open PDF →
Goes in after the inspection, with the inspection reports.
Turns in as: Inspection reports + inspection notice
- 13
📝 Resolution of Unacceptable Conditions Amendment Open PDF →
The repair agreement that comes out of the inspection notice.
Turns in as: Signed repair agreement
- 14
📝 Addendum - Modification of Appraisal Contingencies - Iron Pin Realty Open PDF →If the appraisal comes in low
Only if the appraisal comes in under price and the terms get renegotiated. The appraisal itself arrives from the lender — collect the final copy for the file.
Turns in as: Appraisal (when it comes in)
- 15
✍️ Send for signature, then upload
Get the packet signed, then upload it to the Under Contract folder in the submissions folder — within 48 hours of signature, file named with the property address.
Open DocuSign → Log in to Dotloop → Upload the signed packet →
✅ Closing — either side — the file completes 📁 Closings folder
The file completes here. Everything from the first two paths lands in the Closings folder.
- 1
✔️ Full contract set assembled
The signed contract + every addendum from the listing and buyer paths — nothing new to fill; this is the file check. The earnest-money receipt rides in the set: Earnest Money and Purchase Agreement Receipt by Designated Escrow Agent
Turns in as: Signed contract + every addendum
- 2
📝 Resolution of Unacceptable Conditions Amendment Open PDF →
The signed repair agreement from the inspection stage — confirm it is in the file.
Turns in as: Signed repair agreement
- 3
📥 AppraisalCollect
Collect the final copy from the lender.
Turns in as: Appraisal (when it comes in)
- 4
📥 Title commitmentCollect
Collect it from the title company.
Turns in as: Title commitment (when it comes in)
- 5
📝 Closing Instructions - Iron Pin Realty Open PDF →
The brokerage's closing and commission instructions to the title side.
Turns in as: At closing: commission instructions
- 6
📝 Final walk-through form (signed) Open in Forms Portal →Forms Portal
Required on both sides — and no walk-through form exists in the app's library yet. Until one is added, use the association / Forms Portal copy.
Turns in as: At closing: final walk-through form (signed)
- 7
📥 Settlement statementCollect
Collect the final copy from the title company at closing.
Turns in as: At closing: settlement statement
- 8
📤 Upload the complete file
Upload the finished file to the Closings folder in the submissions folder. Your file goes to the brokerage — keep your own copies too.
📤 Upload completed paperwork — Missouri
Finished a Missouri form? Upload the completed copy to the submissions folder — paperwork is uploads-only, so please don't email it.
Missouri — the main docs each side truly needs come first; everything else in the Missouri library sits under Both / Other, so nothing is lost.
✍️ Fill it in — the app walks you through it
Answer a few plain questions and the app builds a clean Form Data Sheet you can print or save as a PDF — then copy the answers onto the official form, or hand the sheet to your TC. Your agent profile is saved once, on this device only.
⭐ Main docs
For Buyers — main docs
Exclusive Buyer Agency Contract - Iron Pin Realty
The contract that hires you as the buyer's agent. Sign it before you write an offer.
Real Estate Contract – Residential
The main purchase contract for a house. Both sides sign; this is the deal itself.
Inspection Notice
Tells the seller what the inspection found and what you want fixed or credited.
Resolution of Unacceptable Conditions Amendment
The repair agreement: what the seller agrees to fix after inspection, in writing.
Addendum - Modification of Appraisal Contingencies - Iron Pin Realty
Changes the appraisal terms — what happens if the home appraises below the price.
Counter Offer Addendum
Answers the other side's offer with new terms — price, dates, or conditions.
Escalation Addendum - Iron Pin Realty
Raises your buyer's offer automatically to beat others, up to a cap you set.
Buyers Estimated Expense Worksheet
Estimates the buyer's total cash needed — down payment, loan costs, and closing costs.
FHA Amendatory Clause Disclosure
Required on FHA loans: says the buyer isn't stuck buying if it appraises low.
Affiliated Business Disclosure - Buyer - Iron Pin Realty
Tells your buyer the brokerage has business ties to services they might use.
Cyber Protection Notice - Buyer - Iron Pin Realty
Wire-fraud warning: how your buyer verifies wiring instructions before sending any money.
For Sellers — main docs
Exclusive Right to Sell Contract - Iron Pin Realty
The listing agreement: hires the brokerage to sell the home. Sign at listing.
Sellers Disclosure Addendum - with Client Fill
The seller's own statement about the home's condition. The seller fills it out.
Lead Based Paint Disclosure Addendum
For homes built before 1978: the seller states what's known about lead paint.
Closing Instructions - Iron Pin Realty
Tells the title company how to handle the closing and where the money goes.
Sellers Estimated Proceeds Worksheet
Estimates what the seller walks away with after the loan and costs are paid.
Affiliated Business Disclosure - Seller - Iron Pin Realty
Tells your seller the brokerage has business ties to services they might use.
Cyber Protection Notice - Seller - Iron Pin Realty
Wire-fraud warning: how your seller verifies payout instructions before closing money moves.
Missouri Broker Disclosure Form
Missouri's required form: explains who's representing whom in this deal. Everyone signs early.
Earnest Money and Purchase Agreement Receipt by Designated Escrow Agent
The receipt proving the earnest money was deposited with the escrow holder.
Listing Contract Amendment NAR Settlement
Changes a signed listing agreement — price, dates, or terms — after the fact.
📚 All forms for Missouri — the full list (102 total)
Both / Other forms
Helpful Hints (Forms Portal)
🔎 Find a form — Kansas
Type a word or two — this state's forms filter themselves as you type.
🏠 New Listing — you're the seller's agent 📁 Listings folder
The Kansas listing file, in order. Steps marked Forms Portal use forms that aren't in the app yet — the path still shows what the file needs.
- 1
📝 Listing agreement Open in Forms Portal →Forms Portal
Kansas listing contracts aren't in the app yet — start the file from the Forms Portal.
Turns in as: Listing agreement (signed)
- 2
📝 Seller's disclosure Open in Forms Portal →Forms Portal
Kansas seller's-disclosure forms aren't in the app yet — Forms Portal.
Turns in as: Seller's disclosure (signed)
- 3
📝 Kansas Real Estate Relationships Disclosure - Seller Open PDF →
Kansas's agency-relationship step, signed at the start of the listing.
- 4
📝 New Construction - KS Energy Efficiency Disclosure Open PDF →New-build listings
For new-build listings, with the disclosure packet.
- 5
📝 Lead-based paint disclosure Open in Forms Portal →Pre-1978 homes onlyForms Portal
Not in the app for Kansas yet — Forms Portal.
Turns in as: Lead-based paint disclosure (pre-1978 homes only)
- 6
📥 HOA documents (if any)Collect
Collect from the seller or the HOA — no app form exists for this one.
Turns in as: HOA documents (if any)
- 7
✍️ Send for signature, then upload
Get the packet signed, then upload it to the Listings folder in the submissions folder — within 48 hours of signature, file named with the property address.
Open DocuSign → Log in to Dotloop → Upload the signed packet →
🔑 Buyer Deal — you're the buyer's agent 📁 Under Contract folder
The Kansas buyer file, in order. Steps marked Forms Portal use forms that aren't in the app yet.
- 1
📝 Buyer agency contract Open in Forms Portal →Forms Portal
Kansas agency contracts aren't in the app yet — Forms Portal.
Turns in as: Buyer agency contract (signed)
- 2
📝 Kansas Real Estate Relationships Disclosure - Buyer Open PDF →
Kansas's agency-relationship step, signed at the start.
- 3
📥 Pre-approval letter (or proof of funds for cash)Collect
Collect from the lender or the buyer — no app form exists for this one.
Turns in as: Pre-approval letter (or proof of funds for cash)
- 4
📝 Purchase contract + addenda Open in Forms Portal →Forms Portal
Kansas contracts aren't in the app yet — write the deal in the Forms Portal.
Turns in as: Signed contract + every addendum
- 5
📝 KS Home Equity Protection Disclosure Addendum Open PDF →
Rides with the contract addenda.
Turns in as: Signed contract + every addendum
- 6
📝 Earnest money receipt Open in Forms Portal →Forms Portal
The receipt once the earnest money is deposited — Forms Portal.
Turns in as: Earnest money proof
- 7
📝 Inspection notice + repair agreement Open in Forms Portal →Forms Portal
Goes in after the inspection, with the reports — Forms Portal.
Turns in as: Inspection reports + inspection notice
- 8
📝 New Construction - KS Energy Efficiency Disclosure Open PDF →New builds
On the buyer side of a new build, too.
- 9
✍️ Send for signature, then upload
Get the packet signed, then upload it to the Under Contract folder in the submissions folder — within 48 hours of signature, file named with the property address.
Open DocuSign → Log in to Dotloop → Upload the signed packet →
✅ Closing — either side — the file completes 📁 Closings folder
The file completes here. Everything from the first two paths lands in the Closings folder.
- 1
✔️ Full contract set assembled
The signed contract + every addendum from the portal-written file — nothing new to fill; this is the file check.
Turns in as: Signed contract + every addendum
- 2
📥 AppraisalCollect
Collect the final copy from the lender.
Turns in as: Appraisal (when it comes in)
- 3
📥 Title commitmentCollect
Collect it from the title company.
Turns in as: Title commitment (when it comes in)
- 4
📝 Closing + commission instructions Open in Forms Portal →Forms Portal
Kansas closing instructions aren't in the app yet — Forms Portal.
Turns in as: At closing: commission instructions
- 5
📝 Final walk-through form (signed) Open in Forms Portal →Forms Portal
No walk-through form exists in the app's library yet — use the association / Forms Portal copy.
Turns in as: At closing: final walk-through form (signed)
- 6
📥 Settlement statementCollect
Collect the final copy from the title company at closing.
Turns in as: At closing: settlement statement
- 7
📤 Upload the complete file
Upload the finished file to the Closings folder in the submissions folder. Your file goes to the brokerage — keep your own copies too.
📤 Upload completed paperwork — Kansas
Finished a Kansas form? Upload the completed copy to the submissions folder — paperwork is uploads-only, so please don't email it.
Kansas — four forms in the app today. The Relationships Disclosure each side signs is the main doc; new Kansas forms slot in here as they arrive.
⭐ Main docs
For Buyers — main docs
For Sellers — main docs
Kansas Real Estate Relationships Disclosure - Seller
Kansas's required form: explains the agent–seller relationship before the listing starts.
📚 All forms for Kansas — the full list (4 total)
Both / Other forms
New Construction - KS Energy Efficiency Disclosure
For new-build Kansas homes: discloses the home's energy-efficiency features and ratings.
📘 More — how paperwork works · what to turn in · the Forms Portal
📤 Paperless Pipeline — Submit Paperwork
This is the paperless pipeline: fill the form, check it against the list above, then upload the finished paperwork to the submissions folder — in the folder, pick Listings, Under Contract, or Closings. Paperwork is uploads-only: please don't email it. Uploads land in the broker file the same day. Your file goes to the brokerage — keep your own copies too.
Live📝 What to turn in
Turn in your paperwork as you go — a little at each step, not a mountain at the end. Find your side below and check the boxes as each piece lands.
🟢 You're the SELLER'S agent — you upload:
- ☐ Listing agreement (signed)
- ☐ Seller's disclosure (signed)
- ☐ Agency disclosure
- ☐ Lead-based paint disclosure (pre-1978 homes only)
- ☐ HOA documents (if any)
- ☐ Signed contract + every addendum
- ☐ Signed repair agreement
- ☐ At closing: settlement statement
- ☐ At closing: commission instructions
- ☐ At closing: final walk-through form (signed)
🔵 You're the BUYER'S agent — you upload:
- ☐ Buyer agency contract (signed)
- ☐ Pre-approval letter (or proof of funds for cash)
- ☐ Signed contract + every addendum
- ☐ Earnest money proof
- ☐ Inspection reports + inspection notice
- ☐ Appraisal (when it comes in)
- ☐ Title commitment (when it comes in)
- ☐ At closing: settlement statement
- ☐ At closing: final walk-through form (signed)
📤 The rules: Turn each piece in within 48 hours of its signature · Upload it to the submissions folder (below) · Name the file with the property address.
Fallback: the complete external forms library also lives at the Forms Portal (your existing forms login) — Open the Forms Portal → This app never stores or asks for your portal password.
🎨 Brand Kit — Signs · Riders · Logos
The Iron Pin Realty marks — one sign, one rider, one logo, everywhere. Navy · white · gold.
Standard yard sign, 24″ × 18″. Navy / white / gold. Hand this file to your sign shop as-is.
Hangs under the yard sign. Name, phone, and a QR that opens the app.
Full color — the complete lockup on transparent. The everyday logo, for light backgrounds.
Download the full-color logo (SVG) Print PDF 300-DPI PNG
All white — one-color version for dark backgrounds: navy signs, dark vehicles, evening wear.
All navy — one-color version for light backgrounds and single-color printing.
The IP mark — the app icon and social avatar, on its own. Download the IP mark (icon.svg)
🖨️ Print shop pack
Everything a print shop needs to make your sign and print the logo — hand them these files as-is. The logos are vector: they scale to any size, from a business card to a billboard, without ever going blurry.
- 🎨 logo-full.svg — full-color lockup, transparent background Download →
- 🤍 logo-white.svg — all-white lockup, for dark backgrounds Download →
- 🔵 logo-navy.svg — all-navy lockup, for light backgrounds Download →
- 📄 logo-full.pdf — the full-color lockup as a print-ready vector PDF Download →
- 🖼️ logo-full-300dpi.png — transparent PNG, 3600 px wide at 300 DPI (prints 12″ wide) Download →
- 🪧 yard-sign-24x18.svg / .pdf — the 24″ × 18″ yard sign: lockup up top, rider space below for your name & phone SVG → PDF →
The specs a shop asks for:
• Navy — HEX #0a1f44 · closest CMYK 85 · 54 · 0 · 73
• Gold — HEX #d4af37 · closest CMYK 0 · 17 · 74 · 17
• Sign file prints at exactly 24″ × 18″, with all art kept ½″ in from every edge.
• The rider space on the sign is deliberate — the shop adds your name and number there, or you write it in.
🎓 Hub Academy — Learning
A trade school for the real estate trade. Six trades, and checkoffs that require posted evidence — proof, not claims. Free in the free era; the tuition is participation.
🎓 The courses — live in the app
The full courses are built and loaded right here in the LinkedIn-style format: a course intro, then chapters of short lessons — every chapter ends with a quiz and a flashcard review — plus a hands-on LAB in each course. Start with ONB 100, then work the Core Six in order. Check off each lesson and quiz as you finish it — your check-offs save on this device. Every course ends with a 100-question Final Exam — score 70% or higher to complete the course and earn a certificate.
Loading the courses…
⏱️ New here? Start in 10 minutes
1. Open ONB 100 first — it is the front door, not homework. 2. Finish one short lesson and check it off. 3. Flip one flashcard set. 4. When a chapter asks for a LAB, post the real evidence in the group — that post is the check-off. No setup, no playlist to binge, and your progress saves on this device, so you can stop and pick up where you left off.
The Marketing Trade
The Content Engine: One Listing, Fourteen Posts — full chapter inside this app. Katie Lance teaches this trade Oct 28.
Live chapterThe Sales Trade
The Listing Conversation: From Hello to Signed — full chapter inside this app. Jeff Glover teaches this trade Oct 26. First complete track.
Live chapterThe Lenders Trade
The Questions Every Buyer Should Ask Before Rate Shopping — full chapter inside this app. Pairs with the group's daily Rate Ticker.
Live chapterThe Inspections Trade
The Seller Prep Checklist — full chapter inside this app. Vendor Voices chapter.
Live chapterThe Appraisals Trade
The Packet That Defends Your Price — full chapter inside this app. Vendor Voices chapter.
Live chapterThe Title Trade
The Wire Fraud Warning Script — full chapter inside this app. Read it to every client, every transaction.
Live chapter🎓 Course
Pick a course from the Academy list.
MARKETING — The Content Engine: One Listing, Fourteen Posts
Realtor Referral Hub · Training Library · Hub Academy
Marketing fails for most agents because it's treated as a separate job. It isn't. Every listing, showing, and closing you already touch is two weeks of content — if you run the engine. Here it is.
The rule
One real estate event = fourteen touches. Not fourteen ads — fourteen pieces of evidence that you're the working agent in your market. People hire the agent they keep seeing do the work.
The fourteen, from a single listing
Before it lists
Live week
Under contract / sold
The two that run forever
The system, not the sprint
Hub Academy — the Realtor Referral Hub's training track. Pair this with the Sales chapter: marketing makes the phone ring; sales makes it pay.
SALES — The Listing Conversation: From Hello to Signed
Realtor Referral Hub · Training Library · Hub Academy
Listing appointments aren't won by presentations. They're won in the conversation — the seller deciding, usually in the first ten minutes, whether you understand their situation better than the other agent will. This is the structure that wins it.
Before you walk in
The three questions (ask before you present anything)
The pricing conversation
Objections, handled as information
The close
Hub Academy — the Realtor Referral Hub's training track. Pair this with the Marketing chapter: sales closes the appointments marketing creates.
LENDERS — The Questions Every Buyer Should Ask Before Rate Shopping
Realtor Referral Hub · Training Library · Vendor Voices series
A buyer who shops on rate alone buys the most expensive loan in the room about half the time. Teach your buyers to shop the whole loan. These are the questions to put in their hands before they talk to any lender — including yours.
The 10 questions
The agent's role
Recorded live in Vendor Voices — the Hub's monthly vendor series. Education only; every lender conversation is the buyer's own.
INSPECTIONS — The Seller Prep Checklist
Realtor Referral Hub · Training Library · Vendor Voices series
Inspections don't kill deals. Surprises do. Walk your seller through this list the week before the inspector arrives and you remove most of both.
Fix before the inspector finds it (cheap now, expensive as a repair request)
Access (inspectors can't clear what they can't reach)
Disclose, don't hide
Set the expectation
Recorded live in Vendor Voices — the Hub's monthly vendor series. Education only.
APPRAISALS — The Packet That Defends Your Price
Realtor Referral Hub · Training Library · Vendor Voices series
You can't argue an appraiser into a value. You can hand them the evidence in the order they work — before they've formed an opinion. This packet goes to the appraiser at (or before) the appointment, through proper channels, every time your price needs defending.
What's in the packet
How to deliver it
If it still comes in low
Recorded live in Vendor Voices — the Hub's monthly vendor series. Education only.
TITLE — The Wire Fraud Warning Script
Realtor Referral Hub · Training Library · Vendor Voices series
Wire fraud is the one closing disaster that is almost entirely preventable — and the prevention is a two-minute conversation you have with every buyer, early, before any money moves. Criminals monitor real estate email, spoof the title company or the agent, and send "updated wiring instructions" that route a buyer's down payment to a criminal account. Once wired, it is usually gone.
The script (say it, then email it, at first contract)
"Before we go any further, I need to tell you how the money will move at closing, because there's a scam built around exactly this moment.
You will get wiring instructions for your down payment and closing funds from the title company — once. If you ever receive an email saying those instructions have changed, treat it as fraud until proven otherwise. Do not call any number in that email. Call the title company at the number on their original paperwork — the number you already have — and verify before you send anything.
I will never email you new wiring instructions. The title company will never change them by email at the last minute. If anything about the money looks urgent, secret, or different — stop, and call me and the title company on numbers you already trust."
The agent's checklist
The same conversation protects sellers
Net-proceeds wires are targeted too. Sellers get the same warning, same script, same rule: instructions never change by email, verify by voice on a number you already have.
Recorded live in Vendor Voices — the Hub's monthly vendor series. Education only. Read this script to every client, every transaction.
🗺️ Territory Map
The map is the firm. Gold = metros with a territory agent · Grey = open. Regenerated weekly from the verified ledger. This image: October 18, 2026.
Open & bounty metros
Weekly Open Metros post names the big open metros. Bounty metros (spotted in peer groups with no Hub registrant yet — 25 open as of Oct 19): Sacramento, CA · Baltimore, MD · Champaign, IL · Durham, NC · Laurel Hill, NC — and the full bounty board runs in the Hub. One map, three doors: a registration in the Hub, Worldwide Real Estate Partnerships — Realtor Network, or Worldwide Corporate Relocation — Realtor Network counts in all three.
🎤 Speaker Sessions
Live 30-minute Q&As in the Hub group — podcast-style, guest-led. The guest runs it solo and takes live questions; the guest keeps the recording. Cadence: 5/month (4 coach Q&As + 1 Vendor Voices, education only, zero pitching). New here? Comment your metro on a speaker post and you're registered for your metro.
Jeff Glover — Live Unreal / Glover U
Monday, October 26, 2026 · 2:00 PM Central · Sales trade guest instructor. One of the top coaching operations in real estate, taking the group's questions live.
LockedKatie Lance — social media for agents
Wednesday, October 28, 2026 · 3:00 PM Central · Marketing trade guest instructor. How to actually get business from your content.
LockedMichael Zuber — One Rental at a Time
Wednesday, November 4, 2026 · 11:00 AM Central · How working agents buy their first rental — one property at a time.
Locked📺 Past sessions & recordings
Speakers keep their own recordings — that is the deal that gets them here. When a guest shares a public recording link, it lands on their session card above as a ▶ Watch button. Until then, replays live with the guest.
📅 Event Calendar
Sessions, program dates, and the weekly Hub rhythm — in plain words.
🤝 Referral Desk
The machine that makes a territory worth holding — send a referral, see the open needs, and read the agreement every referral runs on.
✉️ Send a Referral
Hand a client to the territory agent in another metro. Fill this in and the app writes the referral up as one clean message — then your own email or text app sends it. Iron Pin Realty is a text-and-email-only brokerage: referrals move in writing, never on a phone call.
Straight talk: this app has no server, so it can't send the referral for you — it writes the message, and you send it. The email button addresses Steven at soldbymock@gmail.com and he routes it to the territory agent — or send it straight to the territory agent for that metro yourself. Either way, claim the referral with the client at the source first: the client knows they're being referred before this is sent. The agreement every referral runs on is right below.
📋 Open Needs Right Now
Real needs spotted in the big referral groups and posted in the Hub as 📣 REFERRAL NEED posts — snapshot October 20, 2026. Claim a need where the asker can see it: comment on their post in the group where they asked, then message them.
This board is a snapshot from build time and refreshes when the app rebuilds — the living board is the Hub feed itself.
📄 The Referral Agreement
Every referral runs on the standard broker-to-broker agreement: 25% of the closing side's commission, paid broker-to-broker, claimed with the client at the source. Read the full agreement before you send your first referral.
DRAFT — PENDING LEGAL REVIEW
How routing works
Every out-of-market referral posted in the Hub is watched on a cycle that now runs every 15 minutes. The territory agent is surfaced and tagged first and gets a 3-day exclusive window to respond before the referral opens up. No Iron Pin Realty agent there yet? Vetted Hub partners fill the gap. And it all moves in writing — Iron Pin Realty is a text-and-email-only brokerage.
Proof Posts ★
Every real referral that flows through the Hub gets a post naming the giver and the receiver. The Desk's work is public — that's what makes the map worth paying for in the Desk era.
Desk era (Era 2, when proven)
Holders pay for control: referral lock, gate vetoes, fast-adds, monthly roster. One thing is charged — exclusive territory control (Desk seat, ~$250/mo per metro sketch). The Council seat is never sold; it's earned by the leader who works. (Paid era opens only when referral flow is proven.)
Era 2 — not yet open📄 The Referral Agreement
The referral form contract — the agreement every Iron Pin Realty referral runs on, in full.
DRAFT — PENDING LEGAL REVIEW
Iron Pin Realty — Referral Form Contract
Brokerage: Iron Pin Realty · Founder: Steven Mock · Broker of Record: to confirm (the brokerage is pre-launch) · Governing law: State of Missouri.
This is the short-form contract behind the Referral Desk. The referring agent completes and submits this form to place a referral. This draft was prepared for attorney review; it is not legal advice, and the bracketed points in the working draft are carried below as open points for counsel.
The Form — what you complete
1. Referring agent
Referring agent name · referring brokerage · license no. / state · email · mobile (text).
2. Client being referred
Client full name · client email · client phone · client current location / property (if known).
☑ Client consent confirmation (required): I confirm the client has agreed to be referred, and to be contacted by the receiving agent / territory holder, and I claimed this referral with the client at the source — i.e., the client knows they are being referred, to whom or to which territory, and for what need — before submitting this form.
3. Where and what
Metro / territory · state / market area · need type (☐ Buyer ☐ Seller ☐ Rental ☐ Other) · brief need summary — timeline, price range, property type; no confidential details beyond what is needed to place the referral.
4. Receiving agent
Receiving agent name (or write "Territory Holder of Record") · receiving brokerage · license no. / state (if known). If "Territory Holder of Record": the receiving agent is the holder of record for the metro in Section 3 at the time the Brokerage routes the referral, subject to the 3-day exclusive window in the Terms Block.
5. Fee acknowledgment (required)
☑ I acknowledge the standard referral fee is 25% of the closing side's commission, broker-to-broker, payable through the brokerages as provided in the Terms Block, unless a different fee is agreed in writing and approved before the referral is placed. I understand no referral fee is paid directly to an individual agent outside the brokerages. A different fee can be requested on the form; how a non-standard fee gets approved is an open point for counsel.
6. Submission statement and signatures
By submitting in the app (or signing), the referring agent agrees to the Terms Block below, confirms the information in this form is accurate, and confirms client consent as stated in Section 2. The form carries lines for: referring agent attestation + date/time of submission · receiving agent acceptance + date/time · Brokerage routing confirmation (Iron Pin Realty) + date/time · Broker of Record. The in-app submission record (submission ID, timestamp, referring account, and form version) is retained in the broker file.
Terms Block — read before you submit
1. Parties and broker-to-broker rule. This contract is between the referring brokerage and the receiving brokerage, acting through their agents named above. All referral fees are broker-to-broker. Agents submit all paperwork to the broker only; for this referral, the submitted form and any resulting transaction documents go to the Iron Pin Realty broker file where Iron Pin Realty is a party brokerage, within 48 hours of signature, one email per property, subject line = property address.
2. Standard fee. Unless a different fee is agreed in writing before placement, the referring brokerage is entitled to 25% of the closing side's commission on a transaction that closes with the referred client on the need type stated in this form, within the scope and period in Paragraph 6. The fee is calculated on the closing side's commission only (not both sides, unless the receiving agent represents both sides and applicable law and brokerage agreements permit — an open point for counsel).
3. Claiming at the source. A referral is validly claimed only when it is claimed with the client at the source: the client must know of and consent to the referral before or at submission. Undisclosed, after-the-fact, or list-only submissions with no client consent are not valid referrals under this contract and earn no fee.
4. Territory holder — 3-day exclusive window (Hub-born referrals). For a referral born in the Realtor Referral Hub: the territory holder for the client's metro has a 3-day exclusive window to accept and contact the client on the referral. During the window, the Brokerage will not route the same client/need to another agent. If the holder declines or the window expires without acceptance and client contact confirmed in writing (text or email), the Brokerage may route the referral to the next eligible agent. The named receiving agent in Section 4, if not the territory holder, takes subject to this window for Hub-born referrals.
5. Territory context. A territory claims at 25 verified. First to 500 verified in a metro locks it as Governor for that metro under the Iron Pin Realty territory program. Those program rules determine who the "territory holder of record" is; they do not change the 25% fee in Paragraph 2.
6. Scope and duration. This referral covers the client and need type in Sections 2–3. The referral protection period — how long after submission a closing earns the fee, and whether it covers renewals, repeat transactions, household members, and related entities — is an open point for counsel.
7. Acceptance. A referral is not placed until the receiving agent accepts in writing (app acceptance, text, or email counts) and the Brokerage confirms routing. If no acceptance occurs, no fee obligation arises and the referring agent may withdraw the referral in writing.
8. Duties after placement. The receiving agent will contact the client promptly (and in all events within the 3-day window where it applies), keep the referring agent reasonably updated by text or email, and handle the client in compliance with all applicable law and brokerage policy. The referring agent will not interfere with the receiving agent's representation after acceptance, except through the Brokerage.
9. Payment. The referral fee is due only on a closed and funded transaction within Paragraph 6. No fee is due on a transaction that does not close. Whether the fee is paid at closing through settlement or after closing on receipt of commission — and any exception — is an open point for counsel.
10. Text-and-email only; notices. Iron Pin Realty operates text-and-email only — all business under this contract is in writing, and email counts as written notice. Notices under this contract go by email to the addresses in this form / on file with the Brokerage.
11. Compliance. Each party represents its license is active in the jurisdiction of the transaction. No party will pay or accept a referral fee in violation of RESPA, state license law, or any other applicable law; no fee is payable to any person not properly licensed or otherwise legally entitled to receive it.
12. Governing law. Missouri law governs this contract, subject to Paragraph 11 and to any mandatory law of the state where the property is located. Venue / dispute resolution for referral fee disputes is an open point for counsel.
Open points for counsel
1. Binding-on-submission mechanics in the app — whether the submit attestation, version retention, and audit trail form an enforceable contract under Missouri law (and UETA / E-SIGN), including for out-of-state referring brokerages. 2. Whether the receiving agent's separate app acceptance is required for formation. 3. The 3-day window — calendar vs. business days, the exact start event, time zone, and what counts as "contact." 4. Referral protection period and scope. 5. Payment mechanics — at-closing disbursement vs. post-closing remittance, and the documentation the receiving brokerage must send to the broker file. 6. Non-standard fee approval — who may approve a fee other than 25%, and whether the app should block submission until approval is recorded. 7. RESPA, Missouri license-law, and other-state compliance for broker-to-broker referral fees. 8. Privacy and data-sharing — client-consent wording and data retention for unaccepted / expired referrals.
Working draft: lawyer-review packet doc #08, held by the brokerage. Like the ONB 100 signing LAB documents, this agreement is a draft until counsel clears it.
📍 Metro
📍 This metro's territory
How territories work
Your territory is yours when you join Iron Pin Realty. No race, no join count, nobody to outrun — one agent holds each metro (eligibility: licensed broker, or 50+ closed deals, or 20+ deals with a TC). Kansas City is Steven's — the house metro, permanently.
Your next step
🏆 My Scorecard
Your numbers in the territory race, in plain words. Invited = you brought them to the door. Joined = they're in and being checked. Counted = checked and on your score — only counted ones score.
🔎 Find your scorecard
Type your name the way it appears on the Territory Board. Your personal link works too — it looks like this: territory-app-405.pages.dev/?racer=your-name and opens straight to your card.
🌳 Your Network
Your Network is the agents connected to you here: the people you brought in, and the people they brought in. Two levels deep, on purpose — deep enough to motivate, too shallow to be a pyramid. In the brokerage, this network is what your override is paid on.
How your network counts
Direct: 1.0 — the people you brought in. Second level: 0.25 — the people they brought in. Nothing past depth 2, ever. In the brokerage era the network override is paid from the house's share of transaction tolls — never stacked, never seven levels.
First Network Board
Posts Friday, October 23, 2026 in the Hub, then on the standing board rhythm. The board runs on the same verified ledger as the Territory Map.
First board Oct 23🛟 Ask the Broker
Broker support for Iron Pin Realty agents — file reviews, contract questions, territory rulings, and straight answers from the broker's desk. Search the answers, pick a lane, or open a topic below.
🤖 AI SUPPORT DESK — INSTANT ANSWERS LIVE · ANSWERS IN SECONDS
Ask anything about territories, joining, mentors, paperwork, or the Academy — day or night. If it's beyond the program book, it points you to a human lane below.
🎒 Your File Leaves With You — Portable Agent File
No lock-in, by design. This app has no account and no server copy of your work: your Academy progress, certificates, agent profile, calculator numbers and scorecard name live only in this device's browser. Tap below and the app builds a plain-text file of everything it holds for you — take it, print it, or hand it to anyone. It is yours, today and if you ever leave.
What is in the file?
Your agent profile (if saved), a course-by-course Academy progress summary, your certificates, your saved scorecard name and calculator inputs, plus a plain-words receipt: Era 1 is free, nothing is priced today, and the only percentage printed in this app is the 25% broker-to-broker referral fee. The file is made on your device — nothing is sent anywhere to create it.
🎙️ Ask the Broker — Live Hour
Wednesdays · 6:00–7:00 PM Central — one live hour in the group. Bring your questions as text in the group; the broker answers them live, in writing.
Next session Wednesday, October 28, 2026 · 6:00 PM CT
🔎 Search the answers
Most questions are already answered below — type a word or two and the library filters itself.
🎯 Pick your lane
🛟 Ask the Broker
Steven Mock — the broker behind the desk.
Deal questions, contract calls, territory rulings, joining & eligibility.
Response: within one business day.
📂 Paperwork Help
The transaction coordinator bench — the file team.
What goes in a file, what is missing, deadlines, and getting paperwork accepted the first time.
Response: within one business day.
📱 App Help
Tech support for this app.
The app won’t load, a course won’t open, your check-offs look wrong — anything technical.
Response: within one business day. Most app answers are in the library below.
Steven Mock — Iron Pin Realty
Steven Mock is the founder of Iron Pin Realty and the broker behind this desk. Territory rulings, file reviews, contract questions, referral disputes, and eligibility decisions are his calls — made personally, in writing.
From this desk: territory rulings · file & contract review · referral disputes · joining & eligibility · account decisions.
What do you need?
Iron Pin Realty is a text-and-email-only brokerage — broker support is in writing, on purpose: you keep the answer, and so does the file. Answers go out within one business day. This app has no server — the buttons write your question up, and your own email or text app sends it. Licensing note: Steven's Missouri broker license is in progress — the course starts November 26, 2026, and the license is expected February 2027. Until it issues, items that legally require a licensed broker's signature are held and flagged; everything else is answered in full. Legal advice is your attorney's lane, not this desk's.
🗺️ Territory Rulings
How do I get my territory?
Join Iron Pin Realty and your territory is yours — there is no race, no join count, and nobody to outrun. Eligibility: licensed broker, or 50+ closed deals, or 20+ closed deals with a TC. One agent holds each metro.
Can someone take my territory from me?
No. Nothing moves a territory once it's yours. Another agent can't pass you or take your metro by bringing in more joins — inside the brokerage, a territory is ownership, full stop.
What if the metro I want already has an agent?
One agent per metro. If yours is taken, the Territory Map shows every open metro — pick yours there, and it's yours when you join.
What about Kansas City?
Kansas City is Steven's, permanently — it's the house metro, and it isn't assigned to anyone else.
Who is the broker at Iron Pin Realty?
Steven Mock — founder of Iron Pin Realty. His Missouri broker license is in progress: the broker course starts November 26, 2026, and the license is expected around February 2027. Until it issues, Steven answers every broker-desk question personally, and anything that legally requires a licensed broker's signature is held, flagged, and first in line the day the license lands.
Is the Hub group the same thing as the brokerage?
No. The Realtor Referral Hub is the Facebook group — referrals, speaker sessions, and the community. Iron Pin Realty is the brokerage. Joining the brokerage is what makes a territory yours; the group is where the referrals flow.
📣 Referrals & Fees
How do I claim a referral?
Claim it where the asker can see it: comment on their post in the group where they asked, then message them. If the need was shared into the Hub, also drop your metro in a comment on that post — that's what registers you on the Territory Board.
What's the 3-day window?
When a referral for a claimed metro is posted inside the Hub, the territory holder gets 3 full days as the only one who may respond — that's group rule #10. If the holder passes, or the 3 days run out, it opens to everybody.
What about needs found in other groups?
Those get brought into the Hub fast. If the metro has a holder, Steven names them right on the asker's post and alerts them the same hour — speed plus a personal intro. The 3-day window itself only covers referrals born inside the Hub.
After I take a referral, what do I owe?
Work it like your own client, keep the referring agent in the loop, and report back when it closes — reporting back is part of the deal when you take a Hub referral. Closings get celebrated in the group.
Is there a referral fee?
Yes — the standard referral fee is 25% of the closing side's commission, paid broker-to-broker under the referral agreement. The full agreement lives in the Referral Desk; the referral contracts are in the Forms Library when you need the paperwork.
📂 Contracts & Files
📂 Submitting a file
Files go to the broker only. Submit completed paperwork through the Forms & Paperwork view in this app, or straight to the submissions folder:
Iron Pin Realty — Paperwork Submissions →
Before you submit, check your file against the role checklists in Forms (Listing / Under Contract / Closing) — every required document, signed, all pages in. That's the same list the broker reviews it against.
Where are the forms?
In Forms & Paperwork, right here in the app — the full library of 106 PDFs, organized by state: tap Missouri or Kansas, then find the main docs for buyers and for sellers up top, with every other form below. Tap a form and it opens right here.
How do I submit paperwork?
To the broker only — never shop it around. Upload it to the submissions folder (the card above), in the right stage folder. Files are uploads-only — don't email paperwork; uploads land in the broker file, where they're reviewed against your checklist.
What gets a file sent back?
Gaps against the checklist: a missing document, an unsigned page, pages left out. Check your file against the role checklists in Forms before you send it — that's the same list the broker checks it against.
What are the three stages?
Every file moves Listing → Under Contract → Closing, and each stage has its own short checklist in Forms — one list for the seller's agent, one for the buyer's agent. Turn the stage's list in within 48 hours of signatures.
🎓 Academy & Training
What are the courses?
Seven. ONB 100 Onboarding comes first — start there. Then the Core Six: SAL 101 Sales · MKT 101 Marketing · LEN 101 Lenders · APP 101 Appraisals · INS 101 Inspections · TTL 101 Title. Each is built like a real college course: chapters of short lessons, a quiz and flashcards in every chapter, and a hands-on LAB.
How do grades work?
Every module is graded — homework, flashcards, a quiz — and 80% is the pass bar. Grades go on your transcript in this app; no pass, no credit for the module.
What's a checkoff — the LAB?
The practical exam. You post real evidence in the group — drill results, quiz answers, work product — and it gets checked off. No evidence, no checkoff.
When do classes run?
The Fall Term runs October 19 – November 29, 2026, and it's self-paced — work the modules on your own schedule. All seven courses are complete by January 19, 2027.
What are the speaker sessions?
Guest lectures. The live Q&As in the Hub — Jeff Glover, Katie Lance, Michael Zuber and more — are the Academy's guest lectures, run podcast-style by the guest, who takes questions from the comments.
What’s the Final Exam — and the 70% rule?
Every course ends with a Final Exam: 100 questions drawn from the whole course. You must score 70% or higher to pass — the course only counts as complete when you do. Miss the bar and the app turns the questions you missed into a study list (answers stay locked until you pass) and you can retake it. Pass, and you earn a completion certificate right in the app, under My Certificates.
💰 Commissions, Fees & the Desk
What does anything cost today?
Nothing. The group, the Academy, and this app are all free in Era 1 — the free era builds the map.
What's the one thing that will ever be sold?
Exclusive territory control — the Desk. That's the only thing that ever gets charged for. Program honors are never sold — and no territory is earned by out-joining anyone.
When does charging start?
Only in a metro where referrals have actually closed — after the flow there is proven, not before. No metro gets charged on promises.
Will I get charged for ground I built?
No. The agents who built the map are grandfathered — nobody gets billed for ground they earned. The charge is for control and certainty, and it lands on latecomers, not builders.
Are prices set yet?
No — nothing is priced today, and nothing gets sprung on anyone. When pricing opens, it's announced in the Hub first.
What does a mentor cost?
Needing a mentor costs a 10% mentor fee. At the entry floor — 2 closed deals — a mentor is required at 30%, and a TC is mandatory too. At 20+ closed deals with a TC, 50+ closed deals, or as a licensed broker, no mentor is required.
Does the brokerage take a cut of my commission?
No percentage cut. The model is a flat fee plus a flat per-side toll — the house takes a toll, not a cut. (Referrals that come through the Desk are different: those run on the referral agreement, a 25% referral fee to the referring side, broker-to-broker.)
📱 Your Account & the App
How do I put this app on my phone?
iPhone: open the app link in Safari → Share → Add to Home Screen. Android: open in Chrome → ⋮ menu → Install app. One tap from your home screen after that.
Why am I seeing an old version of the app?
You're probably opening it inside the Gmail app's built-in browser — it holds onto old copies. Open it in Safari instead; new versions push automatically and you'll always see the current one.
Where are the Facebook groups?
The Social Media page in this app links all five groups — the Realtor Referral Hub, Partnerships, Corporate Relocation, Homeowners, and Broker Insiders.
Who runs this?
Steven Mock — founder of Iron Pin Realty, and the broker behind the Ask the Broker desk above. He's also the only admin of the groups — there are no moderators, by design — and territory rulings and broker questions are answered by Steven personally.
Still stuck?
Use the Ask the Broker card at the top of this page — it writes your question up and sends it from your own email or text app. The business inbox is soldbymock@gmail.com.
What if the AI desk gets it wrong?
The desk at the top of this page is an AI assistant, labeled as AI — it answers only from the program book in this app, and it says so when a question is beyond that book. An AI answer is never a broker ruling. If an AI answer and a human answer ever differ, the human answer in writing wins: use a lane above and the broker desk answers within one business day.
What does this app store about me — and can I take it with me?
Only what you put in it, and only on this device: Academy check-offs and exam scores, certificates, your agent profile, calculator numbers and your scorecard name (browser local storage). There is no account to cancel and no server copy in this build. The Portable Agent File card above downloads all of it as a plain-text file, any time — that is the exit door, and it is open from day one.
❓ Quick answers
Who can join Iron Pin Realty?
Licensed brokers, agents with 50+ closed deals, or agents with 20+ closed deals who use a TC.
What if I'm newer?
Agents with as few as 2 closed deals can start with a mentor and a TC — mentor fee 30% at that level, 10% when you only need the mentor.
✉️ Contact Us
Iron Pin Realty
Steven Mock — Founder
Home market: Kansas City, MO/KS
Door: the Realtor Referral Hub group (members) · Speaker & partner inquiries through the Hub.
Email Steven — soldbymock@gmail.com
That's the business inbox — no private phone is published in this app. Iron Pin Realty is a text-and-email-only brokerage: everything in writing, nothing by phone — on purpose, so the answer is always somewhere you can find it again. Broker support lives under Ask the Broker.
📰 News
📣 Iron Pin Realty News
Announcements from Iron Pin Realty.
Oct 18, 2026 — Iron Pin Realty agent app launches
The agent app launches tonight: Hub Academy's six chapters, the Oct 18 Territory Map and metro board, the locked speaker sessions (Glover Oct 21 · Lance Oct 28 · Zuber Nov 4), and the Forms Portal link — in Iron Pin Realty navy, white, and gold. Era 1 continues: free, building the map.
LatestOct 17, 2026 — Boise territory corrected
On recount, Boise / Treasure Valley showed 0 verified joins — the assignment was pulled the same day and the metro returned to open status. The system working as promised: no territory stands on pending counts.
🏠 Real Estate Headlines
The top stories from around the industry, refreshed with each app build — this set: Tue Oct 20, 2026. Tap a headline to read it at the source.
California starter home laws reshape small home building
HousingWire · Oct 20, 2026
California’s stack of ADU and starter-home laws — lot splits, small subdivisions, backyard units that can be sold on their own — is getting small builders building again. The catch: the rules change so often that even veteran developers struggle to keep up, and lenders are still learning how to finance these projects.
Short Sales Surge in 2027 as Negative Equity Rises
HousingWire · Oct 20, 2026
Homes that are both underwater and behind on payments more than doubled in a year to about 320,000, and short sales just hit a five-year high. Servicers are lining up short-sale options for 2027 — agents who know the pre-foreclosure process will be in demand.
First American’s Odeta Kushi on labor, AI and housing
HousingWire · Oct 19, 2026
First American’s deputy chief economist expects 2027 to stay tight, with rates above 7% and home-price growth near 1% — but steady incomes and cooler prices open pockets of opportunity. She also weighs a sticky labor market, AI productivity, and shifting migration patterns.
Mortgage Rates Start Week Higher
Mortgage News Daily · Oct 19, 2026
The average top-tier 30-year rate rose to 7.43% on Monday, up a bit from Friday — though the last three business days are still the lowest since September 23. With no big economic reports due this week, broad bond-market sentiment is doing most of the driving.
The 7% Mortgage Rate Paradox: Buyers Gain Leverage but Lose $22K in Purchasing Power
Realtor.com News · Oct 19, 2026
Realtor.com’s Q3 Market Clock sits at 4 o’clock: two-thirds of big metros lean buyer-friendly as inventory builds and sellers cut prices. But the climb to a 7.40% rate erased about $22,000 of purchasing power on a $2,000-a-month budget — more leverage, less affordability.
Non-traditional Income is Forcing Mortgage Underwriting to Adapt
HousingWire · Oct 20, 2026
More buyers earn through gig work, self-employment, and multiple income streams that old pay-stub underwriting wasn’t built for. Lenders that learn to document non-traditional income well — without lowering standards — will win borrowers that others turn away.
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